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Should I keep my property on the market this winter in Cardiff?
We are coming to the end of this crazy, crazy year, and although you have already made the decision to move, you might be thinking, do I really need the hassle over the next few weeks? Not only do you have the lockdown constraints, but you are having to work out your Christmas bubble. So […]
Cardiff Landlords and Second Homeowners And The New Capital Gains Tax
The government borrowed £394bn this financial year (April ‘20 to April ‘21). This figure does not include the cost of November lockdowns and support measures, which means the final bill will probably be over half a trillion pounds, these billions will ultimately need to be paid back to cover the cost of Coronavirus. The Office […]
Are Cardiff First-time Buyers are Being Locked Out of the Cardiff Property Market?
With the banks reducing the number of low deposit mortgages (i.e. deposit of 10% and below) since Covid-19 hit in the spring, this has meant that the number of Cardiff first-time buyers has been decreasing quickly, meaning many of those would-be Cardiff buyers wanting to make the first step on the Cardiff property ladder are having to […]
How to escape the worst of the coronavirus downturn on their Cardiff rental property.
With the second lockdown starting on the 5th November 2020, does this mean Cardiff landlords can wave goodbye to their Cardiff buy-to-let investment and see it go up in smoke on the bonfire of buy-to-let dreams, like a Guy Fawkes puppet? With many Cardiff tenants at risk of losing their jobs after the furlough scheme […]
Kingsgate House – 100% NOW RESERVED OFF PLAN in under 8 weeks
When I was first approached by Harris Evolution to go through the plans and help with the GDV on this development, I could tell immediately that this was going to be an exciting project that I was incredibly eager to be a part of. This forward thinking developer was planning something really special with this […]
THE PROS & CONS OF BECOMING A LANDLORD IN CARDIFF
The buy-to-let market in Cardiff is about to enter a challenging 12 to 24 months. Yet by looking back at the last recession and what is happening now, there are vital lessons all Cardiff landlords can learn to protect themselves, and in fact create opportunities for themselves both in the short term and ultimately the […]
‘Generation Rent’ to Become ‘Generation Buy’?
Boris Johnson has attracted both praise and horror in equal measure with a new plan for 95% mortgages to help beleaguered first time buyers to get on the property ladder, but would that expose UK taxpayers to too much risk? In this article I discuss the implications of what that would mean both nationally and […]
Why Are Some Banks Reining In Over-Enthusiastic Cardiff Homebuyers and Buy to Let Investors?
The Cardiff property market is an enigma and chock-full of contradictions. Notwithstanding an economic recession and forecasts of property values dropping, nobody seems to have informed the Cardiff homeowners selling their homes and those Cardiff people looking to buy them. As I have discussed in many recent articles on the locality, the Cardiff property market […]
Clevedon Properties Sold in Stamp Duty Holiday Bonanza
On the 8th of July 2020, the Chancellor announced the first £500,000 of any property bought was exempt from stamp duty until 31st March 2021. This also included buy to let landlords (although they would still need to pay the additional 3% stamp duty level for second properties). Talking to many of you Clevedon homeowners, […]
Back to school essentials
Creating an ideal home learning space in Bristol for your children Whether you’re ready for it or not, our Bristol children are now back at school. This year has been such a tough one for them; they have experienced a classroom which has also been a kitchen, a living room, or even a garden, with […]
Can raising your roof raise the value of your home? Let’s talk loft conversions
The government has made a number of announcements recently, including a new law which is expected to come into effect in September. This will enable you as a homeowner to add two storeys to your property, and you won’t even need planning permission first. This means if you have been looking to extend your home, […]
Mistakes buyers make when purchasing a property
Over the last few years, when everything around us seemed uncertain, one thing we knew for sure was that the property market is vibrant, despite the predicted slow down. The rise in the stamp duty threshold has seen an increase in the number of properties coming onto the market and, in turn, buyers are eager […]